Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering. Related Content Potential Income from an IRA Estimate your monthly and annual income from various IRA types. How Retirement Spending Changes With Time It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful. Healthcare Costs in Retirement Without a solid approach, health care expenses may add up quickly and potentially alter your spending.