To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. Related Content Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation.